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What a Discrepant Presentation Costs, Against the Fee for It

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A complying presentation obliges the bank to pay. A discrepant one obliges nobody, and the goods have already shipped. The fee is the smallest thing you lost.

The Book

What goes out under a credit in a year, and what one presentation is worth

Shipments presented under a documentary credit, not total shipments

The value at risk in one presentation. A garment export container, not an order line — the first draft of this sheet defaulted to a figure two orders too small and made the bank fee look like the main event

What the Bank and the Money Cost

The visible charge, and the rate that turns days into money

Per discrepant presentation, as charged by the issuing bank

The rate the delayed money is actually financed at

Courier and the hours, for a discrepancy caught while the credit is still open

The Discrepancies You Actually Get

One row per kind, from your own presentation history rather than from a textbook list — the kinds that never happen to you cost nothing and belong at zero or off the sheet. Curable means the credit is still open and the documents can be corrected and re-presented: that is a courier and some hours, and no concession, because nobody outside ever sees it. A late shipment is the standard example of the opposite; it cannot be cured by any amount of document work. The concession columns are the ones worth arguing over with the people who negotiate the waivers, because they are where the money is and they are the two nobody records.

KindOccurs In %Curable Before Expiry 1/0Days Added dayWaiver Comes With a Price In %And It Is Worth %Refused Outright In %Presentations a Year /yrFees cost/yrThe Delay cost/yrThe Concession cost/yrThe Refusal Tail cost/yrRe-Presenting cost/yrCosts a Year cost/yrEach Time costTimes the Fee xCurable 1/0Row actions
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Add line opens a form. Cells in the sheet stay directly editable.

Textile SchoolWhat a Discrepant Presentation Costs, Against the Fee for Itwww.textileschool.com
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